NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. OPEN ONLY TO ELIGIBLE LEGAL RESIDENTS OF THE 50 UNITED STATES, THE DISTRICT OF COLUMBIA, AND CANADA WHO, AS OF THE TIME OF ENTRY, ARE AT LEAST 18 YEARS OLD (or the age of majority in their jurisdiction of residence if higher than 18). VOID IN PUERTO RICO, QUEBEC, AND ALL JURISDICTIONS OTHER THAN THOSE STATED ABOVE AND WHERE PROHIBITED OR RESTRICTED BY LAW.
The Monthly Sweepstakes (the “Sweepstakes”) is open only to individuals who are eighteen (18) years of age or older (or the age of majority in their jurisdiction of residence, if higher) at the time of entry and who are legal residents of the fifty (50) United States, the District of Columbia, or Canada, excluding the Province of Quebec. Void in Puerto Rico, Quebec, and where prohibited or restricted by law.
The following individuals are not eligible to enter or win: directors, officers, employees, contractors, representatives, and agents of kastive lending (“Sponsor”), its parent companies, subsidiaries, affiliates, marketing agencies, vendors, and any other parties involved in the administration or promotion of the Sweepstakes (collectively, the “Sweepstakes Parties”), as well as the immediate family members (spouse, parents, children, siblings, and their respective spouses) and household members of each such individual.
By entering, participants agree to be bound by these Official Rules and by the decisions of the Sponsor, which are final and binding in all matters relating to the Sweepstakes.
The Sweepstakes operates on a monthly basis. Entries will be accepted beginning on or about the first (1st) day of each calendar month and ending at 11:59 PM Eastern Time (ET) on the last day of that same month (the “Entry Period” Sponsor’s computer systems shall be the official time-keeping device for the Sweepstakes.
No entry fee, payment, or proof of purchase is required to enter or win.
To enter, complete and submit the official online entry form available on a kastive lending website during the applicable Entry Period. All required fields must be completed truthfully and accurately.
Entrant must be the authorized account holder of the email address used to enter. Sponsor reserves the right to determine the validity of any entry and the eligibility of any entrant at its sole discretion.
Odds of winning depend on the total number of eligible entries received during the applicable Entry Period.
On or about the last day of each Entry Period, one (1) winner will be randomly selected from all eligible entries received for that month.
Winners will be notified by email within fourteen (14) business days following selection. Sponsor is not responsible for failed delivery due to spam filters, incorrect contact information, or technical issues.
If a selected winner:
the prize may be forfeited and an alternate winner selected.
Each monthly winner may receive a prize with a total value of up to One Hundred Thousand Dollars (US $100,000), intended to support eligible debt reduction and related financial support services.
The prize will be administered in a structured manner:
A portion of the prize will first be applied toward eligible personal or business debt, including but not limited to credit cards, personal loans, or approved business obligations.
Before any remaining balance is released, the winner must enroll in and complete a financial education or consultation program with a qualified financial consultant selected or approved by Sponsor.
After successful completion of the consultation and submission of proof, any remaining prize balance may be released to the winner in cash or cash equivalent, subject to Sponsor approval and applicable law.
The winner has six (6) months from notification to complete all requirements. Failure to do so may result in forfeiture of any unreleased portion of the prize.
All federal, state, provincial, and local taxes are the sole responsibility of the winner. Winners must provide a valid SSN or SIN for tax reporting purposes.
Except where prohibited by law, acceptance of a prize constitutes permission for Sponsor to use the winner’s name, likeness, city, and state/province for advertising and promotional purposes worldwide without additional compensation.
By entering the Sweepstakes, entrants acknowledge and agree that:
Sweepstakes Parties are not responsible for technical failures, unauthorized interference, errors, omissions, lost entries, or any damages arising from participation or prize acceptance. Entrants release Sweepstakes Parties from all related claims.
Sponsor reserves the right to modify, suspend, or cancel the Sweepstakes if events beyond its control compromise fairness or integrity, including fraud, technical failures, or legal restrictions.
These Official Rules are governed by the laws of the Province of Ontario, Canada, without regard to conflict-of-law principles. Venue shall be Toronto, Ontario.
Requests must be received within sixty (60) days after the end of the applicable Entry Period.